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Individual
POLICIES
PRODUCTS TYPES OF POLICIES
1 Motor Insurance

    All underwriting companies in Ghana offer third party and comprehensive motor insurance policies because it is mandated by law for motor vehicle owners to purchase motor insurance. No matter your needs, our experts can help you choose the right policy to meet your needs

  • Third Party Only: covers the insured’s liability for death, injury or property damage caused to third parties
  • Third Party Fire and Theft: This policy is similar to the Third Party cover, and is extended to also cover loss or damage to the insured’s vehicle, arising out of fire and theft.
  • Comprehensive: This policy includes cover of both Third Party and Third Party Fire and Theft. In addition, this policy also provides cover against damage to or loss of the policy holder's own vehicle.
2 Homeowners & Renters Insurance

    Homeowners policy is designed to offer protection for your home. Your home is your biggest asset so you need to protect it from uncertainties. This policy covers loss or damage to the home cause by fire, flood, burglary, lightning, earthquake and all other perils covered under the policy.

  • Fire and Allied Perils Insurance Policy: Covers damage resulting from fire, lightning and explosion. Additional perils cover includes impact, aircraft, wind storm, flood, bursting pipes, earthquakes, riots and strikes.
  • Assets All Risks Policy: Covers all risks or perils that could damage your home, its contents and personal belongings except any risk excluded in the policy underwriting.
3 Travel Insurance

    For clients traveling abroad, a travel insurance policy covers against some of the risks you may encounter on your journey including:

  • Medical expenses
  • Hospitalization
  • Trip cancellation
  • Loss or damage to luggage etc.

  • Travel insurance makes you feel safe while traveling abroad. It protects you from unforeseen events giving you peace of mind and stress free vacations.

3 Life Insurance

    If a child, a spouse, or an aged parent depends on your income, YOU definitely need life insurance.Individual Life policies include.

  • Pensions/Life Plan
  • Funeral/Farewell Policy
  • Child Education Plan
  • Credit Life Assurance
  • Hospital/Medical Cash Plan
  • Wealth Plan
  • And more