DON'T LEAVE ANYTHING TO CHANCE!

If a child, a spouse, or an aged parent depends on your income, YOU definitely need life insurance. It's that simple! Knowing your family's financial future is secured in the event of a loss can give you peace of mind. Life insurance is one of the most important ways to protect you and your loved one's financial future. Our team of well-educated advisors will guide you to achieve your financial goals.

Group Life Insurance Plans are designed to offer coverage to a group of people or an association under a single policy. Such a policy assures financial assistance and independence to the beneficiaries of the concerned employee or group member in the event of his or her death. AROD works closely with many organizations, church groups, alumni associations and other affinity groups in a variety of industries to help their members protect what is important to them.

Saying goodbye shouldn’t bankrupt your loved ones. In the event of a loss, would your family have the money they need to give you a proper farewell? This is the reason why many Ghanaians are turning to Funeral insurance. Funeral expense comes at the worst time in life when our loved ones are emotionally distraught. A Farewell or Funeral policy eases the financial burden placed on our loved ones in such an emotional time. They are designed to pay out a specified amount upon the death of the life assured. These policies can further be customized to provide cover for the entire family including main life, spouse, children, parents and other extended family members. Contact us NOW to get insured!

EduCare/Educational Support Policy is the best gift you can give your child. As a parent or grandparent, there’s nothing more joyous than to see your children achieve their dreams. EduCare plan is therefore a suitable financial tool combining protection and wealth creation to ensure a secure future for your child. The policy can be used to finance your child’s education prior to, or upon maturity. Additionally, the life cover attached to this policy ensures that the financial needs of your child as well as educational expenses are taken care of on the death of the policyholder. Contact us to learn how an EduCare Policy can help you secure a bright future for your children.

Prepare for the unexpected with a Mortgage Protection insurance policy. A mortgage is typically a family’s biggest investment and expense; therefore, it needs to be protected if something happened to you. A Mortgage Protection policy pays out a benefit equal to the amount owing on your mortgage making it easier for your spouse and dependents to continue living in your home without the burden of monthly repayments. Unlike other Life Insurance policies, the beneficiary for a Mortgage Protection insurance is the bank or mortgage lender, so the payout will go directly to the holder of your mortgage ensuring your family does not lose their home. Speak to our advisors for options on how to protect your family, your home and your savings.

Travel insurance makes you feel safe while traveling abroad. It covers you and protect you from unforeseen events giving you peace of mind and stress free vacations. Depending on the choice of policy, coverage includes; accidental or emergency medical expenses, costs of trip cancellation and interruptions, loss or damaged luggage and other losses incurred while traveling abroad. Don’t let anything ruin your trip! Contact AROD Brokers before your next vacation.

Micro-insurance is aimed at protecting workers and businesses in the informal sector and securing their financial wellbeing against unforeseen events. These policies are important for managing uncertainties as well as providing improved access to usage of insurance services by low-income segments of the Ghanaian population. Similar to a Life Insurance or Pension Plan, this policy offers coverage such as funerals, disability, hospitalization and other medical expenses due to accident or illness. Premiums for Micro-insurance are paid on a daily basis through collectors or Susu funds.

Credit Life Assurance/Loan Protection Plan is targeted at Financial Institutions who are in the business of lending and borrowing. The policy provides life and disability benefits in the event of the policy holder’s death or permanent disablement. With this policy, the outstanding loan balance will be paid off in the event of death and the disability benefit will provide a monthly benefit equal to the loan’s monthly repayment until the loan is fully paid off or until the policy holder returns to work.